Frequently Asked Questions

 

Q: What is an HMO?

A: An HMO or Health Maintenance Organization is a pre-paid health plan that consists of an association of health care professionals and facilities. Members of an HMO choose a primary care physician (PCP) from a limited list of physicians who coordinates their care. The PCP determines how, when, and where you will be treated as well as what hospitals or specialists you may see. The HMO provides strong financial incentives to the PCP to minimize the amount of health care provided to the patient.