Q: What are my legal rights if I have been injured because my insurance company wrongfully denied medical treatment?

A: Many patients have suffered severe injuries and some patients have died because their insurance company refused to refer them to a specialist or denied medically necessary treatment. If you believe you have been injured or have lost a loved one because an insurance company denied treatment you should contact an attorney immediately. If you delay the statute of limitations may forever bar your claim. Your attorney will investigate whether you are insured through an ERISA plan. Remember not all health plans are covered by ERISA. If you are insured through an ERISA plan you need an attorney knowledgeable about ERISA and the evolving legal theories to successfully recover for your injuries or the loss of a loved one.